Y Combinator

Y Combinator · Launch Video Breakdown: Hook, Pacing & Motion Design

ZeroSettle (@ZeroSettle) is building a drop-in direct billing SDK for in-app purchases. It takes 15 minutes to integrate instantly unlocks zero App Store fees, higher retention, and instant payouts…

Developer ToolsLaunchMarch 10, 2026@ycombinator
0:00 · The Hook · Zero Settle: The App Store Fee Solution
0:00 / 0:00

Scene-by-scene timeline & spoken transcript

  1. The Hook

    Zero Settle: The App Store Fee Solution

    “Zero Settle helps you switch your users from App Store billing to direct billing.”

    On screen
    ZeroSettle 30% 5% + 50c
    Camera
    Static wide shot, then a quick zoom out to reveal comparative percentages.
    Motion
    Logo reveal with a subtle glow, followed by a hard cut to a comparison graphic with a quick zoom out.
  2. Product Reveal

    Seamless Direct Billing Integration

    “This means you can instantly unlock zero App Store fees, higher retention, and instant payouts. Here's how it works. When a user tries to cancel their subscription, Zero Settle will automatically prompt them to switch to direct billing.”

    On screen
    This Week New week, fresh start. You've got this. Wake Up Earlier 1/7 Switch to Direct Billing Save on your subscription by switching to direct billing. Your subscription will continue uninterrupted. Save 20% Forever No thanks JustOne Pro Unlimited streaks Monthly: $6.99 Cancelling Friend 14% this month Just One Premium (Monthly) $5.59 $6.99 Save 20% Subscribe with Pay OR Credit or Debit Card Secured by Stripe Account Apple Pay Capital One Venture X Visa ....8996 Change Payment Method Billing Details Poppy Switch from App Store Starting Now Free 0 days Just One Premium (Monthly) $5.59 per month Pay Poppy $0.00 Double Click to Pay 9:41 Active Direct billing Change plan Cancel Streak Savers 257 tokens available Buy more Reminders
    Camera
    Close-up on a mobile phone screen, simulating user interaction with a slight camera shake to mimic handheld recording.
    Motion
    In-app screen recording with animated UI elements, including pop-ups, button presses, and text changes. Smooth transitions between different screens within the app.
  3. Feature Teaser

    Configurable Offers & Retention

    “You can configure offers and incentive discounts to maximize retention. Zero Settle also helps you prevent churn by allowing you to offer discounts to users who are about to cancel.”

    On screen
    DiveGenius - Dive Vi... com.sevendeece.diverge... APP Dashboard Products Checkout Campaigns Experiments Customers Transactions ACCOUNT Compliance Payouts API Keys Integrate Team + Add App Settings team@divegenius.com Q Search... Live Sandbox A App Store notifications not configured. Set up Apple's webhook to track renewals, refunds, and cancellations. Configure DiveGenius - Dive Visibility com.sevendeece.divegenius TEAM 7ICWSNDT0T iOS App Overview Revenue Transactions Customers 82 82 active (30d) Direct Billing 15.2% via ZeroSettle Balance Not configured 30 days Revenue Transactions TRENDS Revenue Over Time 30-Day Total $2,155.39 Daily Average $76.98 $2200 $1650 $1100 $550 $0 Feb 9 Feb 14 Feb 20 Feb 26 Mar 8 Data starts Feb 9, 2026 - no activity recorded before that date. BREAKDOWN Products divegenius... $1,749.20 80.2% wizGoldWe... $177.29 8.1% Dive Genius... $132.97 6% frameoYearly $61.96 3.1% logos(Premi... $29.97 1.4% Wallpaper P... $24.95 1.1% Products Manage IAPs and subscriptions for DiveGenius - Dive Visibility Stripe + Add Product Q Search products... All non consumable auto renewable PRODUCT APP STORE STRIPE WEB PRICE SAVINGS PURCHASES REVENUE STATUS Wallpaper Pack wallpaperpack non-consumable $4.99 DiveGenius Pro Monthly... $4.99 5 $25 Active divegeniussubscriptions 2 divegenius pro divegeniusmonthly auto-renewable $5.99 DiveGenius Pro Monthly... 4.9 319 $1.7K Active Dive Genius Pro (Yearly) divegeniusproyearly auto- renewable $49.99 DiveGenius Pro Yearly S... $49.99 3 $131 Active 3 products 327 $1.9K Switch & Save Active Cancel Encourage existing StoreKit subscribers to switch to direct billing and save on fees. Dashboard Products Checkout Campaigns Experiments Customers Transactions API Keys Integrate Team Targeting Messaging Integration Sandbox tip: We recommend 0 days subscription window and 100% rollout for easy sandbox testing. Audience Targeting Define which users are eligible for the switch & save prompt Subscription Window 30 to 180 days Set upper limit 7d+ 30d+ 30-90d 90-180d 90-365d Only show prompts to subscribers active between 30 and 180 days Phased Rollout Percentage of eligible users who will see the prompt 85% Eligible Products Select which subscriptions are eligible for switching to web checkout. Users on these plans will see the switch & save prompt. divegenius pro Dive Genius Pro (Yearly) 30 to 90 days 20%
    Camera
    Screen recording of a web dashboard, with mouse cursor movements and UI interactions.
    Motion
    Animated UI elements, including sliders, dropdowns, and text input, demonstrating the configurability of the SDK. Smooth camera pans and zooms to highlight specific dashboard sections.
  4. Call to Action

    Zero Settle: Integrate Today

    “(No spoken dialogue — The music features a driving, rhythmic electronic score with pizzicato synths, a prominent sub-bass, and subtle 808-style percussion. The overall feel is modern and energetic, typical of a product launch. There are several high-energy audio transitions, including risers and sweeps, often culminating in a sub-bass drop or impact to emphasize key points. These transitions are strategically placed to build anticipation and highlight important information.)”

    On screen
    ZeroSettle
    Camera
    Static wide shot of the ZeroSettle logo.
    Motion
    Logo reveal with a subtle glow, holding steady to reinforce brand identity.

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